Frequently Asked Questions

Questions, Answered

Investing in apartment buildings can feel complicated at first. Here are straight answers, in plain English.

The Basics
How does investing with CCI work?

Several investors pool their money to buy an apartment building that would be hard to buy alone.

CCI finds the property, checks the numbers, arranges the loan, hires the property manager, carries out the plan, and keeps investors updated. Investors put in money and take part in the results, without dealing with tenants or day-to-day operations.

In the industry, this is called a syndication.

Why 30–150 apartments?

Buildings this size are big enough to support professional property management, but often too small for the large institutional buyers. That leaves more room to find good opportunities.

What does it mean to "improve" a property?

We look for buildings that aren't living up to their potential. Improvements can include better management, cutting unnecessary expenses, needed repairs, updated units, or better amenities for residents.

In the industry, this is called value-add.

Investing
Who can invest?

It depends on how each investment is legally structured. Some are open only to accredited investors; others may allow certain non-accredited investors.

We will always explain the requirements for a specific investment.

What is an accredited investor?

An accredited investor is an individual or entity that meets certain financial or professional criteria established under U.S. securities laws.

Because those rules can change, investors should refer to current SEC guidance or speak with their professional advisors when determining whether they qualify.

What is the minimum investment?

Minimum investments may vary from one offering to another.

The specific minimum will be disclosed before an investor makes any commitment.

How long is my money invested?

Multifamily investments are generally long-term and illiquid.

How long we expect to own each property varies, and it will be spelled out in the documents for each investment.

Investors should not invest capital they expect to need in the near term.

Will I receive distributions?

Distribution structures vary by investment.

How and when investors may receive payments will be spelled out in the documents for each investment.

Projected distributions are not guaranteed.

How do I know when CCI has an investment opportunity?

Investors who join our investor list will receive communication from CCI and can learn about future opportunities when appropriate.

Joining the list does not obligate you to invest.

Can I invest with retirement funds?

Some investors use self-directed retirement accounts.

The rules are specific and mistakes can be costly, so speak with your account custodian and tax advisor before investing retirement funds.

Risk & Returns
Are returns guaranteed?

No.

All real estate investing involves risk, including the possible loss of some or all invested capital.

Any projected returns are estimates based on assumptions and should never be interpreted as guarantees.

What are some of the risks of multifamily investing?

Risks can include changes in property values, occupancy, rents, operating expenses, interest rates, financing conditions, insurance costs, property taxes, local economic conditions, construction costs, and the ability to refinance or sell a property.

Specific risks will be disclosed in the offering documents for each investment.

Does real estate provide tax benefits?

Real estate investments may provide certain tax advantages, including depreciation.

However, every investor's circumstances are different.

Investors should consult their own CPA, tax professional, or financial advisor regarding their individual situation.

Will I receive a K-1?

Investors in many real estate partnerships receive a Schedule K-1 for tax reporting purposes.

The exact tax structure and reporting requirements will depend on the specific investment.

About CCI
How do you decide which properties to pursue?

Every property has to meet our criteria for size, location, and room to improve. Then the numbers get checked line by line.

If a deal only works when everything goes perfectly, we walk away. Most properties we look at never make the cut, and that's on purpose.

Does CCI invest alongside its investors?

The structure of each investment will be spelled out in its documents.

We believe the people running an investment should have the same interests as the people investing in it.

How do I get started?

Join our investor list.

You'll get to know us, learn how apartment investing works, and have plenty of chances to ask questions before you ever consider an investment.

Still Have Questions?

Ask us anything. The best investor relationships start long before a property is ever presented.

Legal Disclaimer

This website is provided for informational and educational purposes only.

Nothing contained on this website constitutes an offer to sell or a solicitation of an offer to purchase any security. Any securities offering will be made only through the applicable offering documents and in accordance with applicable securities laws.

Real estate investments involve substantial risk, including the potential loss of principal, and are generally illiquid. Any projections, forecasts, or examples are illustrative only and are not guarantees of future performance.

Past performance, where referenced, is not indicative of future results.

Concord Capital and Investments does not provide legal, tax, accounting, or investment advice. Prospective investors should consult their own professional advisors before making an investment decision.

© 2026 Concord Capital and Investments. All rights reserved.